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Welcome to the Official Website of James Landrith
Comment Letter to Federal Reserve re: Regulation B
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Advocacy and Letters - Advocacy and Comment Letters
Written by James Landrith and Charles Byrd   
Wednesday, 10 November 1999

November 10, 1999
The Multiracial Activist and INTERRACIAL VOICE
Comment Letter to Federal Reserve
Regarding Changes to Regulation B



PO Box 8208
Alexandria, VA 22306-8208


P.O. Box 560185
College Point, NY 11356-0185


November 10, 1999

Ms. Jennifer J. Johnson
Secretary
Board of Governors of the Federal Reserve System
20th Street and Constitution Avenue, NW
Washington, DC 20551

re: Equal Credit Opportunity Act - 64 FR 44582 (August 16, 1999) Docket No. R-1008

Dear Ms. Johnson:

Speaking for The Multiracial Activist, an activist journal covering civil rights issues of interest to biracial/multiracial individuals, interracial couples/families and transracial adoptees and INTERRACIAL VOICE, the voice of conscience of the global mixed-race/interracial movement, we are happy to comment on the proposal issued by the Board of Governors of the Federal Reserve System to revise Regulation B, the implementing regulation for the Equal Credit Opportunity Act (ECOA).

This proposal, while obviously introduced with the best of intentions could not have come at a worse time. Our nation, with its tortured history of race relations, is currently in a state of dismantling the way we view race. Much of this change has been facilitated by the rising numbers of interracial marriages and the growing population of multiracial adults and children resulting from the United States Supreme Court decision Loving vs. Virginia of 1967, which dismantled the final vestiges of Jim Crow in America.

Further, as has been published before in a policy statement by the American Anthropological Association (AAA), there is no scientific basis for the concept of race. According to the AAA, race is purely a sociological and cultural creation with no basis in science. This proposal, sadly, would only serve to further the myth of racial classifications which currently divide people along racial lines. If race doesn't exist, how do you continue to count it? This proposal, while well-intentioned would harm more than help our constituencies by furthering the concept of race as credible and necessary. As stated on the White House's One America website, the goal of the President's Initiative on Race, launched in 1997, was to strengthen our shared foundation as Americans so that we can live in an atmosphere of trust and mutual respect. The best way to do this is by abandoning the concept of racial categorization altogether.

The good that is believed to be accomplished through racial classification is far outweighed by its toll on our nation's communities. The constituencies we represent consist of people who already have a heightened awareness of the concept of race and how they are viewed by society in general. This proposal will only intensify that feeling of dread that occurs when they are confronted with invasive racial classification questions while filling out school, medical and other types of forms. We would personally be loath to honestly answer any question regarding race on any form related to financial services. The only color that should matter with regard to financial transactions is green. As our constituencies have rebelled against Census classifications, so shall it against these types of invasive classification questions.

The ECOA, as currently enacted makes it unlawful for creditors to discriminate against an applicant in any aspect of a credit transaction on the basis of race, color, religion, national origin, marital status, sex, age, and other specified bases. Adding race back into the process only heightens the possibility of discrimination. As more and more people move to the internet to conduct their financial transactions, racial discrimination in financial services should become even less of an issue. Electronic banking has considerably minimized the possibility of racial discrimination. If a financial institution's employees can't see you and you don't volunteer your race, color, religion or national origin, how can they discriminate against you based on those factors? The same argument applies to applications completed by mail, fax or over the phone. Each year, more and more people are using those routes rather than visiting their local bank, lessening the prospect of racial discrimination.

This proposal, which would eliminate the prohibition on the voluntary collection of racial information by financial institutions could also create some serious side effects. Specifically, the possibility of misuse of this voluntarily collected data is enormous. Lawsuits, filed by organizations falsely alleging racism with the sole purpose of creating big settlements for their members or clients are of considerable concern. These lawsuits could easily create serious racial tensions in communities already struggling to cope with the changing demographics resulting from the Loving vs. Virginia decision among other factors. The backlash from these lawsuits would be directed at those perceived to be responsible in those communities, which would include our constituencies, a most unsettling prospect.

We, as representatives of constituencies this proposal is designed to protect, urge you not to implement it. The drawbacks of this proposal far outweigh the benefits. Itís time to move on from the box-checking that has divided our nation for far too long.

We thank you for your consideration of our views on this proposal. Any questions may be directed to James Landrith at 760-875-8547 or Charles Byrd at 212-539-3872.

Respectfully yours,
This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
Editor & Publisher,
The Multiracial Activist
http://www.multiracial.com/

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Editor & Publisher,
INTERRACIAL VOICE
http://www.webcom.com/~intvoice/
 
It's About The Children, Stupid!
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Blog, Commentary and Articles - Multiracial Individuals and Interracial Families
Written by James Landrith   
Monday, 01 November 1999

It's About The Children, Stupid!

by James A. Landrith, Jr.
November 1, 1999
in The Multiracial Activist


Last Updated ( Thursday, 27 October 2005 )
Read more...
 
Project RACE and TMA in the news
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Blog, Commentary and Articles - Multiracial Individuals and Interracial Families
Written by James Landrith   
Tuesday, 12 October 1999

Project RACE and The Multiracial Activist in the news:

"The Boondocks": Racial Put-Downs or Welcome New Attitudes?
(Digital City - Washington, DC - Dialogues Online)
(October 4, 1999)

Drawing A Wavering Color Line
(Digital City - Detroit - Dialogues Online)
(August 28, 1999)

This entry also posted at INTERRACIAL VOICE.

 
The Multiracial Leadership Roundtable 2000 Census
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Advocacy and Letters - Press Releases
Written by A Place For Us   
Friday, 01 October 1999

A Place For Us
Sponsor of




"The Multiracial Leadership Roundtable 2000 Census:
A discussion about our choices."
Date: Friday, March 31, 2000
1:00 pm EST Closed Session for Leadership
2:30 pm EST Open to Public and Press
Location: Radisson Hotel Hirshhorn Room
2121 P Street, NW
Washington, DC 20037


Goal: To have a healthy final discussion before the Census 2000 forms are released nationwide

Invited: All national multiracial leaders who have been on the front-line of the multiracial category issue

Including: Ward Connerly, American Civil Rights Coalition; Charles Byrd, INTERRACIAL VOICE Magazine; Nathan Douglas; Ramona Douglass, Carlos Fernandez and Lavonne Gaddy, AMEA; Steve and Ruth Bryant White, Valerie Wilkins Godbee, Rita Frazier and 12 year-old Promise Leeper of A Place For Us National; Yvette Walker Hollis, New People Magazine; Gabe and Candy Grosz, Interrace Magazine; Jeff Hitchcock, Center for Study; James Landrith, The Multiracial Activist; Patricia Johnson, MA; Leader from Multiracial Association of Southern California; Swirls; Brick by Brick; Interracial Family Alliance of Atlanta, Georgia; Interracial Family and Social Alliance of Dallas and Fort Worth and others.

Confirmed Participants: Steve & Ruth White, Valerie Wilkins-Godbee, Rita M. Frazier, A Place For Us National; Dan & Yvette Walker Hollis, New People Magazine; James Landrith, The Multiracial Activist; Jeff Hitchcock, Center for the Study of White American Culture; Charles Byrd, INTERRACIAL VOICE; Nathan Douglas; Matt Kelley, Mavin Magazine.

Moderators: Steve and Ruth Bryant White of A Place For Us

Ward Connerly, author of Creating Equal: My Fight Against Race Preferences, will be present to receive the 2000 Racial Harmony Hall of Fame inductees award. Mr. Connerly will also have a statement for the Press and a book signing will follow the conference.

Bring your Census form with you.

Please prepare your schedule for this necessary event.

Hosted by
A Place For Us National
1801 N. Green Valley PKWY, #524
Henderson, NV 89014
914-739-0536
This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
http://www.angelfire.com/nv/aplaceforus/census.html

{mos_sb_discuss:3}

Last Updated ( Thursday, 27 October 2005 )
 
Tapping Ethnic/Racial Minority Organizations
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Blog, Commentary and Articles - Politics
Written by James Landrith   
Wednesday, 25 August 1999

I am a recent addition to this list. I joined about 2 weeks ago.

The recent discussion about reaching out to other organizations got me thinking. Like many, I've been a libertarian for years, I just didn't know it until last year. I am also interracially married and the father of two multiracial children. I publish a website called The Multiracial Activist which covers issues of interest to interracial couples, multiracial individuals and transracial adoptees.

There are hundreds of sites on the web covering these issues in one manner or another, but the 3 most popular sites on these issues are, coincidentally run by Libertarians. The Multiracial Activist, INTERRACIAL VOICE and INTERracial Family.com. The libertarian movement has our attention and a little of our bandwidth as well. Many of our readers are ready to leave the majority parties and try something different. Many are recovering Dems or Reps who are tired of the two major parties using our marriages and children as pawns in disputes over affirmative action, the Census, etc. We want a libertarian approach to race relations. Don't make us check boxes, don't give us extra points for the color of our skin when we apply for college, just leave us alone. That is where our community is headed. Our readers were extremely excited about the LP's press releases calling for abolition of racial classifications. People are pissed off at the Rep/Dem race game and many will jump the fence to the LP. I'm new at promoting libertarian ideology and need some help to advance the libertarian agenda. Our interracial/multiracial/transracial community is only going to get bigger and bigger. It would be nice if it could continue to get more libertarian at the same time. I'm here to do my part. I'll publish commentaries with libertarian views on race relations and letters to the editor as well if anyone has anything to provide, new or old. I fully intend to mention/promote libertarians or libertarianism in some form to make my arguments in all of my future editorials.

Yours in Struggle,

James A. Landrith, Jr.
Editor & Publisher,
The Multiracial Activist

This entry also posted at LP2000.

 
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